A garnishment is the process where a tax collecting agency attaches a taxpayer's net wages currently owed or owed in the future by the taxpayer's employer.

Can a taxpayer stop a wage garnishment order?

Yes. If a garnishment order results in no money available for the necessities such as food and shelter for a taxpayer, the taxpayer could seek relief from garnishment.

Can a taxpayer negotiate and reduce the amount of a wage garnishment?

Yes. A taxpayer could seek to reduce the amount of garnishment, provided that the full amount of proposed garnishment would leave no funds available to the taxpayer for the taxpayer's necessities.

Would a bankruptcy proceeding stop a garnishment?

Yes. Any bankruptcy proceeding will temporarily stop a wage garnishment.

Would a "Homestead' filing on my home protect me against a garnishment?

No. A garnishment order has no effect on your "Homestead.' While a creditor cannot attach equity in your home that is subject to a "Homestead,' a garnishment order is addressed to your employer who owes you wages.